Interest Free Loan Officer

INCUMBENT WILL BE RESPONSIBLE FOR THE FOLLOWING:

• MANAGING PORTFOLIOS OF ASSIGNED PARTNER ORGANIZATIONS BY ASSISTING THE IMMEDIATE SUPERVISOR IN APPRAISAL, RANKING, SANCTIONING, CONTRACTING, DISBURSEMENT AND PERFORMANCE EVALUATION OF PARTNER ORGANIZATIONS THROUGH FINANCIAL, OPERATIONAL, GOVERNANCE AND MANAGERIAL ANALYSIS OF POS AND REVIEW OF AGREED BUSINESS PLANS ESPECIALLY WITH RESPECT TO MAINTAINING HIGH RECOVERY RATE, HANDLING DELINQUENCY, BUSINESS ANALYSIS, REPEAT LOANING  & PRODUCT DEVELOPMENT. 
• SELECTING PARTNER ORAGNIZATIONS WITH CURRENT AND/OR POTENTIAL CAPACITY TO UNDERTAKE ‘INTEREST FREE LOAN PROGRAM’ ACTIVITIES IN PURSUANCE OF A DETAILED ELIGIBILITY CRITERIA OF IFL PROGRAM/ ORGANIZATION
• ENSURING COMPLIANCE WITH OPERATIONAL POLICIES AND PROCEDURES OF THE PROGRAM. 
• ENSURING ACHIEVEMENT OF ANNUAL WORK PLAN.
• HANDLING CORRESPONDENCE IN CONSULTATION WITH THE SUPERVISOR.
• PREPARING WEEKLY, MONTHLY, QUARTERLY, AND ANNUAL REPORTS ON PERFORMANCE OF THE PARTNER ORGANIZATIONS.
• COORDINATION WITH OTHER UNITS ESPECIALLY GRANT COMPONENTS FOR LEVERAGING WITH IFL PROGRAM. 
• ENSURE ESTABLISHMENT & FUNCTIONING OF LOAN CENTERS FOR AND BY PARTNER ORGANIZATIONS./
• MONITORING OF ONLINE DATA ENTERED BY IFL PARTNER ORGANIZATIONS.
• CONDUCT PERIODIC VISITS FOR IMPLEMENTATION SUPPORT AND MONITORING OF PARTNER ORGANIZATIONS.
• GUIDE POS ON BEST PRACTICES IN MICROFINANCE AND ENTERPRISE DEVELOPMENT
• ENHANCE THE ENTREPRENEURIAL COMPETENCIES AMONGST LOAN BENEFICIARIES BY EXTENDING SERVICES AS A PLUS DIMENSION OF IFL PROGRAM, E.G. ENTERPRISE TRAINING AND COUNSELING, MARKET LINKAGES, FINANCIAL LITERACY AND NUMERACY TRAINING.
• REVIEWING STATEMENT OF EXPENDITURES (SOES) AND DISBURSEMENT OF FUNDS TO PARTNER ORGANIZATIONS.

 QUALIFICATION/EXPERIENCE

• AT LEAST 16 YEARS OF EDUCATION OR MASTERS IN SOCIAL SCIENCES AND RELEVANT DISCIPLINES / PROJECT MANAGEMENT/MASTERS IN BUSINESS ADMINISTRATION / MASTERS IN PUBLIC ADMINISTRATION FROM A HEC RECOGNIZED INSTITUTE.
• MINIMUM 03 YEARS OF RELEVANT WORK EXPERIENCE.
• EXPERIENCE & COMMITMENT IN GENDERED MAINSTREAMING & FINANCIAL INCLUSION
• SOUND ANALYTICAL SKILLS TO SUPPLEMENT APPRAISAL AND MONITORING ACTIVITIES.
• FINANCIAL ANALYSIS SKILLS.
• GOOD UNDERSTANDING OF THE MICROFINANCE INDUSTRY ESP. INTEREST FREE LOAN PROGRAM
• TEAM WORKING SKILLS TO WORK IN A TEAM ORIENTED WORKING ENVIRONMENT.
• OPERATIONAL UNDERSTANDING ALONG WITH GOOD PROBLEM-SOLVING SKILLS.
• GOOD INTERPERSONAL SKILLS AND RELATIONSHIP MANAGEMENT SKILLS.
• WRITTEN COMMUNICATION SKILLS AND PRESENTATION SKILLS WITH PROFICIENCY IN MS OFFICE SUITE.
• ADAPTABILITY SKILLS IN ORDER TO WORK WITH DIFFERENT UNITS.
• TIME MANAGEMENT SKILLS AND THE ABILITY TO MULTI-TASK.